Cheaper Car Insurance For Teenagers – Having a car in high school can be pretty cool. But finding affordable car insurance for teenagers may take some of the joy out of it, although it shouldn’t. There are plenty of resources available online to help you find the cheapest auto insurance policy possible in the shortest amount of time.
And you should definitely spend the effort and time getting a better insurance rate. The savings can be substantial, with some teenagers in high school reducing their monthly payment by 10-20% almost immediately.
Money always seems to be in short supply, but when you a high school student, that’s especially true. Most of your day is taken up by school, and this limits the time available to generate income.
So getting your auto insurance rates as low as possible is incredibly important. If you can’t make more money, you are going to have to reduce your monthly expenses as much as possible.
There are a few bright spots for young drivers trying to find affordable insurance. Most insuring companies have special programs that give out discounts for drivers who maintain good grades in high school.
And it’s not as hard as you’d think to qualify for this savings. Generally you just have to keep a B average and show your most recent report card to the insurance agent to have the discount.
Also, since you are still in school and your driving is going to be limited, you have decent chance of keeping a perfect driving record.
After about six months, you can go back to the insurance company and petition for a reduction in your payment due to proving that you are a safe driver.
Another resource to help you find cheaper auto insurance for young drivers are the many websites online that provide multiple auto insurance quotes.
Just fill in your info, hit the submit button, and in a few short minutes you’ll get a dozen or so auto insurance quotes from reliable insuring companies. The more quotes you get, the more likely you are to find a cheaper rate.
Although finding affordable car insurance for teenagers still in high school may be challenging, it is definitely easier than you think it is.
Maintaining a clean driving record, keep your grades up, and getting multiple auto insurance quotes can result in fantastic savings. And in high school, every penny counts.
What car has cheapest insurance for teenager ? 8 cheapest cars to insure for teen drivers :
- Toyota Prius – $24,200.
- Honda Accord -$21,955.
- Mazda 6 – $21,190.
- Ford Fusion – $20,795.
- Mitsubishi Outlander – $22,995.
- Nissan Rogue – $22,790.
- Subaru Outback – $23,495.
- Subaru Forester – $22,195.
How much does it cost for a teenager to have car insurance? The average annual rate quoted for a teen driver is $2,267