1 day car insurance – Car insurance policies last for at least six months or more. It is best used for those having a car and driving the car almost every day. However, how if there is a driver who has a car but it is rarely used or the driver without car is going to travel in a long distance on one day? The best option for this condition is 1 day car insurance.
Of course, compared to regular auto insurance, one day insurance is a lot cheaper. When we face this kind of condition and plan to purchase this policy, know this following information in advance.
The Importance of One Day Car Insurance
Just like regular auto insurance, this type of insurance gives protection to the driver. However, it only lasts for one whole day. When the day passes, this insurance is already expired. Besides, as it is only one day, we cannot compare to regular car insurance. In some points, it is obviously cheaper.
Those driving car frequently should take advantage of regular auto insurance, but those rarely driving car, having regular auto insurance will be expensive. We can imagine how much money we can save if has 1 day car insurance.
That also applies when a friend or relative is going to borrow our car. To make it all secured and protected, having one day insurance makes everything at ease.
Finding One Day Car Insurance
Since we think that this type of insurance is all what we need, we need to begin our searching to buy this insurance policy. Just like purchasing regular insurance, we can start with requesting quotes from companies that offer one day auto insurance.
Get several quotes, 5 or more will be a lot better and use the quotes to compare. While requesting quotes, we will be asked to answer several questions regarding with the names, birth dates, address of the involved parties, model, age, make, license number and also VIN of the vehicle and also the driving license of the driver.
To get quotes of 1 day car insurance, we can simply use online sources. It is a lot easier and relatively faster. Decide the insurance companies we will ask the quotes and fill the forms and wait for the quotes delivered via email.
Each insurance agency may different minimum age requirement. A company may require the driver to be at least 25 years old but some other companies may have 21 as the minimum age.
Then, when you plan to buy this 1 day car insurance policy from one company, choosing the right company is important. The key to get the best one is on the quote comparison. Comparing quotes decides whether you get the best policy or not.
Otherwise, if you also insure your home or cars and have home and car insurance in a certain company, it will be a lot better to buy this policy from the same company.
Keep in touch with the company and discuss the possibility to get short term insurance at the same company in case that company can give you coverage.
Either high or low rates, it can only decided by the insurance company. Even though 1 day car insurance rate is simply cheaper than regular car insurance, if we can get the best rate, it will be a lot better for money saving.
Basically, there are some factors just like regular insurance. Make sure the driving record is clean and there is no bad history related our driving experiences like accidents or traffic violations.
The insurance company has authority to consider you as high risk or safe driver. In the end, clean driving record and no speeding ticket will make you get the best 1 day car insurance rate.