Progressive commercial truck insurance is just one of the insurance products that Progressive offers to us. Talking about Progressive, it is quite familiar among insurance holders. Its experience in giving truck insurance services to its clients is enough to make it a quite recommended company. However, we all want to save money from our truck insurance. If we do not yet purchase our insurance or want to renew our policy, we may be wondering whether Progressive gives all what we want.
This article will tell you a little bit about what Progressive offers to truckers and how we can benefit from it.
What Progressive Offers?
If you may have been shopping around for commercial truck insurance, Progressive claims to have the best competitive rates for those running trucking business. You will also be assisted in processing federal and state trucking filings. Progressive seems to facilitate its clients to make them comfortable with it.
In order to know how competitive it is, you had better ask for quote of Progressive commercial truck insurance. Progressive allows you to customize your insurance policy to meet your business need and fits to your current budget.
To get you an accurate quote that represents your condition, you had better talk to Progressive official agents. Typically, you can easily a local agent in your neighborhood. You will be assisted to customize your commercial truck insurance policy.
Just like purchasing other types of insurance, it is a lot better to get it from the agent instead of dealing with the head office directly. The agents are already licensed so they are capable of customizing your insurance to meet your need. The quotes already include particular benefits and features that have been specifically designed for its clients.
How to Benefit from Progressive
Progressive commercial truck insurance has its own way to give rewards for those who already run their business for years. This is how we can save money from our truck insurance. Progressive already provides discounts that is claimed to reduce your insurance rate up to 5%.
First discount is for those who have been running the business for more than three years. Business Experience Discounts will be provided to you and lets you get 5% reduction on your insurance.
Secondly, those already having CDL or a Commercial Driver’s License will be qualified for CDL discount. 2% reduction will be obtained by meeting this requirement.
Truckers- What to Prepare Now?
In terms of purchasing Progressive commercial truck insurance, we cannot rely on what it offers. Indeed, Progressive offers the most competitive price, but they will not just give the best price for everyone.
Factors that affect truck insurance rate apply here. Since truck insurance is about risks, Progressive will also consider the risks that your trucks face. These can be seen on how you use your trucks.
Even if you have two trucks with the same models and year, their insurance quotes are different when they have different risks. The hauled materials are major factors for trucks have higher or lower risk.
Then, the risks can be seen from how far your trucks usually travel. Progressive commercial truck insurance will be more expensive for trucks that travel in long distance since they are exposed at more risks of getting involved in accidents.
Finally, the driving record will affect as well. If one of your drivers have tickets or ever involved in an accident, you have to pay higher for your insurance premiums.
All in all, although Progressive has promising offers, it depends on the business owners whether they have qualifications to get the best price.
The best price does not always refer to the lower price, but it is an insurance rate that represents your condition and suits to your need and budget. Only then, you can take advantage of Progressive commercial truck insurance.